While nobody knows for certain what will happen with the stock market over the long term, near-term projections by most analysts are pretty positive. If you’ve stayed out of the stock market for the last decade or so, you’ve missed out on some significant gains. Sometimes it’s pretty difficult to decide when to jump in. If you feel your ready, diversification is the key. Investing in mutual funds with different investment objectives, real estate, and precious metals would be a good start. Happy investing.